/* Twin Cities Hero Program */
:root{
  --navy:#10213a; --navy-2:#1a3152; --navy-3:#24406a;
  --brass:#c4923f; --brass-dk:#8a6020; --brass-lt:#f3e6cf;
  --cream:#f7f3ec; --paper:#fffdf9; --white:#fff;
  --ink:#1b2130; --muted:#586173; --line:#e3dccf;
  --ok:#2f6b3f; --err:#a8322a;
  --r:14px; --shadow:0 18px 40px -22px rgba(16,33,58,.45);
  --serif:'Lora',Georgia,'Times New Roman',serif;
  --sans:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --wrap:1160px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.65 var(--sans)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-3)}
a:hover{color:var(--brass-dk)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.18;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem);font-weight:700}
h2{font-size:clamp(1.7rem,3.2vw,2.45rem);font-weight:700}
h3{font-size:1.25rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:10px;top:10px}
.eyebrow{display:inline-block;font:600 .78rem/1.3 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--brass-dk);margin-bottom:14px}
.lede{font-size:1.15rem;color:var(--muted);max-width:62ch}
.center{text-align:center}.center .lede{margin-left:auto;margin-right:auto}
section{padding:84px 0}
.alt{background:var(--cream)}
.dark{background:var(--navy);color:#dfe6f1}
.dark h2,.dark h3{color:#fff}
.dark .eyebrow{color:var(--brass)}
.dark .lede{color:#b9c5d8}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:999px;padding:15px 26px;font:600 1rem/1 var(--sans);text-decoration:none;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--brass);color:var(--navy);box-shadow:0 10px 24px -12px rgba(196,146,63,.9)}
.btn-primary:hover{background:#d4a352;color:var(--navy)}
.btn-ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.5)}
.btn-ghost:hover{color:#fff;box-shadow:inset 0 0 0 1.5px #fff}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-3);color:#fff}
.btn svg{width:18px;height:18px;flex:none}

/* Top bar + header */
.topbar{background:var(--navy);color:#c9d3e3;font-size:.86rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;padding-top:8px;padding-bottom:8px}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
.topbar .tb-note{opacity:.85}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,253,249,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--navy)}
.brand svg{width:38px;height:38px;flex:none}
.brand b{display:block;font:700 1.08rem/1.05 var(--serif)}
.brand small{display:block;font:600 .66rem/1.2 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--brass-dk);margin-top:3px}
nav.main{display:flex;align-items:center;gap:22px}
nav.main a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem}
nav.main a:hover{color:var(--brass-dk)}
nav.main .btn{padding:11px 18px;font-size:.92rem;color:var(--navy)}
.drop{position:relative}
.drop>button{background:none;border:0;font:500 .95rem var(--sans);color:var(--ink);cursor:pointer;padding:6px 0;display:flex;align-items:center;gap:4px}
.drop>button::after{content:"";width:7px;height:7px;border:solid currentColor;border-width:0 1.5px 1.5px 0;transform:rotate(45deg) translateY(-3px)}
.drop .menu{display:none;position:absolute;top:100%;left:-14px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);padding:8px;min-width:240px}
.drop:hover .menu,.drop:focus-within .menu{display:block}
.drop .menu a{display:block;padding:9px 12px;border-radius:8px}
.drop .menu a:hover{background:var(--cream)}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;color:var(--navy)}
.burger svg{width:26px;height:26px}
@media (max-width:920px){
  .burger{display:inline-flex;align-items:center;justify-content:center}
  nav.main{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 20px;box-shadow:var(--shadow)}
  nav.main.open{display:flex}
  nav.main a,.drop>button{padding:13px 0;border-bottom:1px solid var(--line);font-size:1rem;width:100%;text-align:left}
  .drop .menu{display:block;position:static;border:0;box-shadow:none;padding:0 0 0 14px;min-width:0}
  .drop>button::after{display:none}
  nav.main .btn{margin-top:14px;padding:15px}
  .topbar .tb-note{display:none}
}

/* Hero */
.hero{position:relative;background:radial-gradient(1200px 500px at 85% -10%,#2a4a7a 0%,transparent 60%),linear-gradient(160deg,var(--navy) 0%,#0c1a2f 100%);color:#d7e0ee;padding:76px 0 90px;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.06) 1px,transparent 1px);background-size:22px 22px;mask-image:linear-gradient(to bottom,#000,transparent 85%);pointer-events:none}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--brass)}
.hero .eyebrow{color:var(--brass)}
.hero .lede{color:#bfcadb}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 30px}
.trust{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;padding:0;margin:0;font-size:.9rem;color:#aebbd0}
.trust li{display:flex;align-items:center;gap:8px}
.trust svg{width:18px;height:18px;color:var(--brass);flex:none}
.crumbs{font-size:.85rem;color:#9fb0c8;margin-bottom:18px}
.crumbs a{color:#c9d5e6;text-decoration:none}
.crumbs a:hover{color:#fff}
@media (max-width:920px){.hero .wrap{grid-template-columns:1fr;gap:40px}.hero{padding:52px 0 64px}}

/* Savings card */
.savings{background:var(--paper);color:var(--ink);border-radius:20px;padding:28px;box-shadow:0 30px 60px -25px rgba(0,0,0,.6);position:relative}
.savings::before{content:"";position:absolute;inset:0;border-radius:20px;padding:1.5px;background:linear-gradient(140deg,var(--brass),transparent 45%);-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.savings h2{font-size:1.3rem;margin-bottom:4px}
.savings .sub{font-size:.9rem;color:var(--muted);margin-bottom:18px}
.srow{display:grid;grid-template-columns:84px 1fr auto;gap:14px;align-items:center;padding:14px 0;border-top:1px solid var(--line)}
.srow .logo{width:84px;height:56px;border-radius:12px;background:#fff;border:1px solid var(--line);display:grid;place-items:center;padding:8px}
.srow .logo img{max-height:38px;max-width:100%;width:auto;height:auto}
.srow .amt.word{font-size:1.05rem}
.srow b{display:block;font-size:.98rem;color:var(--navy)}
.srow span{display:block;font-size:.84rem;color:var(--muted);line-height:1.4}
.srow .amt{font:700 1.35rem/1 var(--serif);color:var(--brass-dk);text-align:right;white-space:nowrap}
.srow .amt small{display:block;font:600 .66rem/1.3 var(--sans);letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-top:4px}
.stotal{margin-top:6px;padding:16px 18px;border-radius:12px;background:var(--navy);color:#fff;display:flex;justify-content:space-between;align-items:center;gap:12px}
.stotal span{font-size:.9rem;color:#c3cede}
.stotal b{font:700 1.5rem/1 var(--serif);color:var(--brass)}
.savings .btn{width:100%;margin-top:16px}
.savings .fine{font-size:.74rem;color:var(--muted);margin:12px 0 0;line-height:1.45}

/* Partner strip */
.partners{padding:34px 0;border-bottom:1px solid var(--line);background:#fff}
.partners .wrap{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:22px 56px}
.partners p{margin:0;font:600 .74rem/1.3 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.partners img{height:40px;width:auto}
.partners img.pr{height:30px}

/* Quick answer (AEO) */
.answer{border-left:4px solid var(--brass);background:#fff;padding:20px 24px;border-radius:0 var(--r) var(--r) 0;box-shadow:0 2px 0 var(--line);max-width:860px;margin:0 auto}
.answer strong{color:var(--navy)}
.answer p:last-child{margin:0}

/* Cards */
.grid{display:grid;gap:22px}
.g5{grid-template-columns:repeat(5,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:1020px){.g5{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:760px){.g5,.g3,.g2{grid-template-columns:1fr}.g5{grid-template-columns:1fr 1fr}}
@media (max-width:460px){.g5,.g4{grid-template-columns:1fr}}
.head{margin-bottom:44px}
.role{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px 20px;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s,border-color .15s}
.role:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--brass);color:var(--ink)}
.role .ic{width:50px;height:50px;border-radius:12px;background:var(--navy);color:var(--brass);display:grid;place-items:center;margin-bottom:16px}
.role .ic svg{width:26px;height:26px}
.role h3{font-size:1.08rem;margin-bottom:6px}
.role p{font-size:.9rem;color:var(--muted);margin:0 0 14px;flex:1}
.role .more{font-weight:600;font-size:.88rem;color:var(--brass-dk)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);font-size:.97rem}
.card p:last-child{margin-bottom:0}
.card .ic{width:44px;height:44px;border-radius:10px;background:var(--brass-lt);color:var(--brass-dk);display:grid;place-items:center;margin-bottom:14px}
.card .ic svg{width:22px;height:22px}

/* Offer columns */
.offer{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;display:flex;flex-direction:column}
.offer .top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:18px;min-height:46px}
.offer .top img{max-height:42px;width:auto;max-width:170px}
.offer .big{font:700 2.4rem/1 var(--serif);color:var(--navy);margin-bottom:4px}
.offer .big.sm{font-size:1.75rem;line-height:1.15;padding-top:.3em}
.offer .what{font-weight:600;color:var(--brass-dk);margin-bottom:16px}
.offer ul{list-style:none;padding:0;margin:0 0 18px;flex:1}
.offer li{position:relative;padding-left:26px;margin-bottom:9px;font-size:.95rem}
.offer li::before{content:"";position:absolute;left:0;top:.45em;width:14px;height:8px;border:solid var(--brass);border-width:0 0 2.5px 2.5px;transform:rotate(-45deg)}
.offer .who{font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);padding-top:14px;margin:0}

/* Steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.step{position:relative;padding:30px 26px 26px;background:var(--navy-2);border-radius:var(--r);border:1px solid rgba(255,255,255,.08)}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-18px;left:24px;width:40px;height:40px;border-radius:50%;background:var(--brass);color:var(--navy);font:700 1.1rem/40px var(--serif);text-align:center}
.step h3{margin:8px 0 8px;font-size:1.15rem}
.step p{color:#b9c5d8;font-size:.95rem;margin:0}
@media (max-width:760px){.steps{grid-template-columns:1fr;gap:34px}}

/* Seller band */
.band{display:grid;grid-template-columns:auto 1fr auto;gap:30px;align-items:center;background:linear-gradient(120deg,var(--brass-lt),#fff);border:1px solid #ead8b5;border-radius:20px;padding:34px 38px}
.band .num{font:700 3.2rem/1 var(--serif);color:var(--brass-dk)}
.band h2{font-size:1.6rem;margin-bottom:6px}
.band p{margin:0;color:var(--muted)}
@media (max-width:760px){.band{grid-template-columns:1fr;text-align:left;padding:28px}}

/* Team */
.person{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;display:flex;flex-direction:column}
.person .ph{aspect-ratio:4/4.2;background:var(--cream);overflow:hidden}
.person .ph img{width:100%;height:100%;object-fit:cover;object-position:50% 22%}
.person .bd{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1}
.person .co{font:600 .72rem/1.3 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--brass-dk);margin-bottom:6px}
.person h3{margin-bottom:2px}
.person .ti{font-size:.9rem;color:var(--muted);margin-bottom:12px}
.person p{font-size:.92rem;color:var(--muted);flex:1}
.person .ct{font-size:.88rem;margin:0}
.person .ct a{font-weight:600;text-decoration:none}

/* FAQ */
.faq{max-width:860px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px}
.faq summary{list-style:none;cursor:pointer;padding:19px 56px 19px 22px;font:600 1.03rem/1.4 var(--sans);color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:24px;top:50%;width:10px;height:10px;border:solid var(--brass-dk);border-width:0 2px 2px 0;transform:translateY(-70%) rotate(45deg);transition:transform .2s}
.faq details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.faq .a{padding:0 22px 20px;color:var(--muted)}
.faq .a p:last-child{margin:0}

/* Form */
.formwrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
@media (max-width:920px){.formwrap{grid-template-columns:1fr;gap:34px}}
.formwrap .side ul{list-style:none;padding:0;margin:22px 0}
.formwrap .side li{display:flex;gap:12px;margin-bottom:14px;color:#c9d4e4}
.formwrap .side li svg{width:22px;height:22px;color:var(--brass);flex:none;margin-top:2px}
.formwrap .side .call{display:flex;align-items:center;gap:14px;margin-top:26px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12)}
.formwrap .side .call img{width:58px;height:58px;border-radius:50%;object-fit:cover;object-position:50% 25%}
.formwrap .side .call a{color:#fff;font-weight:700;font-size:1.15rem;text-decoration:none}
.formwrap .side .call small{display:block;color:#9fb0c8;font-size:.85rem}
form.hero-form{background:var(--paper);color:var(--ink);border-radius:20px;padding:30px;box-shadow:0 30px 60px -25px rgba(0,0,0,.55)}
.progress{display:flex;gap:8px;margin-bottom:22px}
.progress i{flex:1;height:5px;border-radius:5px;background:var(--line)}
.progress i.on{background:var(--brass)}
.fstep[hidden]{display:none}
.fstep h3{font-size:1.3rem;margin-bottom:4px;color:var(--navy)}
.fstep .hint{font-size:.9rem;color:var(--muted);margin-bottom:18px}
fieldset{border:0;padding:0;margin:0 0 20px;min-width:0}
legend{font-weight:600;font-size:.95rem;color:var(--navy);margin-bottom:10px;padding:0}
.chips{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:9px}
.chips.c3{grid-template-columns:repeat(3,1fr)}
@media (max-width:460px){.chips.c3{grid-template-columns:1fr}}
.chip{position:relative}
.chip input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.chip span{display:flex;align-items:center;gap:9px;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;font-size:.92rem;font-weight:500;line-height:1.25;transition:border-color .15s,background .15s}
.chip span svg{width:20px;height:20px;color:var(--brass-dk);flex:none}
.chip span{height:100%}
/* Profession tiles: identical size, icon above label */
.chips.roles{grid-template-columns:repeat(5,1fr);gap:8px}
.chips.roles .chip span{flex-direction:column;justify-content:center;text-align:center;gap:8px;min-height:96px;padding:14px 6px;font-size:.84rem;line-height:1.2}
.chips.roles .chip span svg{width:26px;height:26px}
@media (max-width:560px){
  .chips.roles{grid-template-columns:1fr}
  .chips.roles .chip span{flex-direction:row;justify-content:flex-start;text-align:left;min-height:0;padding:12px 14px;font-size:.95rem;gap:12px}
  .chips.roles .chip span svg{width:22px;height:22px}
}
.chip input:checked+span{border-color:var(--navy);background:#eef2f8;box-shadow:inset 0 0 0 1px var(--navy)}
.chip input:focus-visible+span{outline:3px solid var(--brass);outline-offset:2px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.row2{grid-template-columns:1fr}}
.field{margin-bottom:14px}
.field label{display:block;font-weight:600;font-size:.88rem;color:var(--navy);margin-bottom:6px}
.field label .opt{font-weight:400;color:var(--muted)}
.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;font:400 1rem var(--sans);color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(26,49,82,.15)}
.field.bad input,.field.bad select{border-color:var(--err)}
.check{display:flex;gap:11px;align-items:flex-start;font-size:.86rem;color:var(--muted);margin:6px 0 14px;line-height:1.45}
.check input{width:20px;height:20px;margin:1px 0 0;flex:none;accent-color:var(--navy)}
.check.bad{color:var(--err)}
.fnav{display:flex;gap:10px;align-items:center;margin-top:8px}
.fnav .btn{flex:1}
.fnav .back{background:none;border:0;color:var(--muted);font:600 .95rem var(--sans);cursor:pointer;padding:12px 6px;flex:none}
.ferr{color:var(--err);font-size:.88rem;font-weight:600;min-height:1.3em;margin:8px 0 0}
.fine{font-size:.76rem;color:var(--muted);line-height:1.5;margin:14px 0 0}
.hp{position:absolute;left:-9999px;top:-9999px;width:1px;height:1px;overflow:hidden}

/* Content pages */
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:1.6rem;margin-top:1.6em}
.prose ul{padding-left:1.2em}
.prose li{margin-bottom:.4em}
.others{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:20px}
.others a{padding:10px 16px;border:1px solid var(--line);border-radius:999px;text-decoration:none;font-weight:500;font-size:.92rem;background:#fff;color:var(--ink)}
.others a:hover{border-color:var(--brass);color:var(--brass-dk)}

/* Footer */
footer.site{background:#0b1729;color:#9fb0c8;padding:60px 0 30px;font-size:.9rem}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px;margin-bottom:40px}
@media (max-width:860px){footer.site .cols{grid-template-columns:1fr 1fr}}
@media (max-width:480px){footer.site .cols{grid-template-columns:1fr}}
footer.site h4{color:#fff;font:600 .78rem/1.3 var(--sans);letter-spacing:.14em;text-transform:uppercase;margin:0 0 14px}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
footer.site a{color:#d3dceb;text-decoration:none}
footer.site a:hover{color:var(--brass)}
footer.site .brand{color:#fff;margin-bottom:14px}
footer.site .brand small{color:var(--brass)}
.legal{border-top:1px solid rgba(255,255,255,.1);padding-top:24px;font-size:.76rem;line-height:1.6;color:#8193ad}
.legal p{margin:0 0 10px}
.ehl{display:inline-flex;align-items:center;gap:8px;color:#c4cfdf;font-weight:600}
.ehl svg{width:26px;height:26px}

/* Sticky mobile CTA */
.mcta{display:none}
@media (max-width:760px){
  .mcta{display:grid;grid-template-columns:1fr 1.4fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(255,253,249,.97);border-top:1px solid var(--line);box-shadow:0 -10px 30px -18px rgba(0,0,0,.4)}
  .mcta .btn{padding:14px 10px;font-size:.95rem}
  body{padding-bottom:76px}
}
@media (max-width:420px){.srow{grid-template-columns:64px 1fr auto;gap:10px}.srow .logo{width:64px;height:48px;padding:6px}.savings{padding:22px 18px}}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

/* Print: keep brand colors, show FAQ answers, drop sticky/mobile bars */
@media print{
  *{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  header.site{position:static}
  .mcta,.burger,.skip{display:none!important}
  body{padding-bottom:0}
  details::details-content{content-visibility:visible;display:block}
  .faq summary::after{display:none}
  section{padding:48px 0;break-inside:auto}
  .person,.offer,.card,.role,.step,.savings,.band{break-inside:avoid}
}

/* In-page links land below the sticky header */
#check,#savings,#how,#team,#faq,#qualify{scroll-margin-top:84px}
